LIC Housing Finance Limited has announced its audited financial results for the fourth quarter and the full financial year ended March 31, 2026. For the quarter under review, the company reported a total income of 7,194.52 Crores, reflecting a slight increase of 10.46 Crores or 0.15% on a quarter-on-quarter (QoQ) basis compared to 7,184.06 Crores in the previous quarter. However, on a year-on-year (YoY) basis, total income saw a marginal decline of 86.84 Crores or 1.19% from 7,281.36 Crores in the corresponding quarter of the previous year. In terms of profitability, the net profit for the quarter stood at 1,497.41 Crores, demonstrating steady growth. This represents an increase of 113.46 Crores or 8.20% compared to 1,383.95 Crores in the previous quarter. On a YoY basis, the net profit rose by 129.45 Crores or 9.46% from 1,367.96 Crores.

ParticularsQuarter-on-Quarter (QoQ) %Year-on-Year (YoY) %
Total Income+0.15%-1.19%
Net Profit+8.20%+9.46%

LIC Housing Finance Limited (LIC HFL), incorporated in 1989 and promoted by the Life Insurance Corporation of India (LIC), is one of the premier housing finance institutions in India. The company specializes in providing long-term residential financing to individuals for the purchase, construction, and renovation of homes. As of March 2026, the promoter LIC of India holds a significant 45.24% stake in the company. Throughout 2025, the company focused on strategic growth, including restructuring its marketing set-up by opening 46 new marketing offices and 44 new cluster offices to expand its network to 450 centers. Additionally, in early 2026, the board recommended a dividend of 500% (Rs 10 per share) and appointed Shri Sandeep Kumar as the Chief Operating Officer, who previously served as the Director & CEO of LIC HFL Financial Services in 2025.

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