The Board of Directors of Central Bank of India, at their meeting held on Friday, January 16, 2026, approved the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. For the quarter ended December 31, 2025 (Q3 FY26), the bank reported a standalone net profit of ₹1,260 crore, representing a substantial year-on-year (YoY) growth of 31.6% from ₹957.29 crore in the corresponding quarter of the previous year (Q3 FY25). On a quarter-on-quarter (QoQ) basis, net profit increased by approximately 11.5% from ₹1,130 crore in Q2 FY26. Total income for Q3 FY26 reached ₹10,950 crore, a YoY increase of 12.8% from ₹9,707.41 crore and a QoQ growth of 5.3% from ₹10,400 crore. Furthermore, the Board declared a third interim dividend for FY 2025-26 at a rate of 2% (₹0.20 per equity share).

Financial Analysis (Q3 FY26)Amount (in Crores)% Change (QoQ)% Change (YoY)
Total Revenue₹10,950.00+5.29%+12.80%
Net Profit₹1,260.00+11.50%+31.62%

Established in 1911, Central Bank of India is a leading public sector commercial bank in India with a vast pan-India presence. The bank operates through diverse segments, including Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and other banking services. In 2025, the bank achieved significant milestones, including total business crossing the ₹7,00,000 crore mark. Recent updates for late 2025 include the appointment of Shri Kalyan Kumar as MD & CEO effective September 30, 2025, and a new distribution agreement with Bandhan AMC Limited to offer mutual fund products to its customers. The bank continues to focus on its “RAM” (Retail, Agriculture, and MSME) sectors, which saw robust growth of over 16% earlier in the year. As of late 2025, the President of India remains the primary promoter, holding approximately 89.27% of the bank’s equity. Additionally, the Life Insurance Corporation (LIC) of India is a significant institutional investor, holding a 3.16% stake as of September 2025.

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