PNB Housing Finance Limited has announced its audited financial results for the quarter and financial year ended March 31, 2026, showcasing a robust 19% year-on-year growth in consolidated net profit. For the fourth quarter of FY2025-26, the company reported a net profit of ₹656 crore, compared to ₹550 crore in the corresponding quarter of the previous year (Q4 FY25), marking a 19.27% increase. On a quarter-on-quarter (QoQ) basis, the profit grew by 26.15% from ₹520 crore in Q3 FY26. Revenue from operations for Q4 FY26 stood at ₹2,182 crore, a 7.91% increase from ₹2,022 crore in Q4 FY25 and a 2.97% rise from ₹2,119 crore in Q3 FY26.
| Financial Metric | Q4 FY26 (₹ Cr) | Q3 FY26 (₹ Cr) | Q4 FY25 (₹ Cr) | % Change (QoQ) | % Change (YoY) |
| Revenue from Operations | 2,182 | 2,119 | 2,022 | 2.97% | 7.91% |
| Net Profit | 656 | 520 | 550 | 26.15% | 19.27% |
PNB Housing Finance Limited is a leading Indian housing finance company that provides housing and non-housing loans to retail and corporate customers. The company offers a diverse range of products, including home loans for construction, purchase, and renovation, as well as loans against property and commercial space. As of March 31, 2026, the company achieved a significant milestone with its assets under management (AUM) surpassing ₹90,000 crore, reaching ₹90,921 crore. Its retail loan assets, which account for 99.5% of the total loan assets, grew by 16% year-on-year to ₹86,946 crore. In 2025, the company saw continued improvement in asset quality, with the Gross Non-Performing Assets (GNPA) ratio declining to 0.93% as of March 2026. Notable investors and stakeholders include Punjab National Bank and global investment firms like Morgan Stanley, which recently upgraded the stock following its strong operational performance.
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