The Board of Directors of Punjab & Sind Bank, at their meeting held on April 27, 2026, approved the audited financial results for the quarter and year ended March 31, 2026. For the fourth quarter (Q4 FY26), the bank reported a total income of ₹3,457.36 Crores, representing a decline of 2.59% compared to the previous quarter (Q3 FY26) and a 9.86% decrease from the same quarter last year (Q4 FY25). Despite the revenue dip, the net profit for the quarter surged to ₹421.83 Crores, showing a robust quarter-on-quarter (QoQ) growth of 25.39% and a year-on-year (YoY) increase of 34.87%. Additionally, the Board has recommended a dividend of ₹0.39 per equity share (3.90%) for the financial year 2025-26.

Financial AnalysisQ4 FY2025-26 (Amount in Crores)% Change (QoQ)% Change (YoY)
Total Income3,457.36-2.59%-9.86%
Net Profit421.83+25.39%+34.87%

Punjab & Sind Bank is a prominent Government of India undertaking with its head office located in New Delhi. As a public sector bank, it offers a wide range of banking and financial services across India, operating through a vast network of over 1,500 branches and specialized offices. The Government of India maintains a significant majority stake of 93.85% in the bank. The bank continues to focus on improving its asset quality, as evidenced by the reduction of its Gross Non-Performing Assets (GPA) ratio to 2.40% in March 2026 from 3.38% in the previous year.

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