SBI Cards and Payment Services Limited announced its audited financial results for the quarter and fiscal year ending March 31, 2026, following a Board Meeting held on April 27, 2026. The company reported a Profit After Tax of ₹609.30 Crores for Q4 FY26, representing a 9.46% increase from the previous quarter and a 14.06% increase compared to the same period last year. Total revenue from operations for the quarter stood at ₹4,934.50 Crores, showing a marginal decline of 3.76% sequentially but growing 5.57% on a year-on-year basis. The Board of Directors also declared an interim dividend of ₹2.50 per equity share for the financial year 2025-26.

Financial Result AnalysisQuarter ended March 31, 2026Previous Quarter (Q3 FY26)% Change (QoQ)Corresponding Qtr (Q4 FY25)% Change (YoY)
Total Revenue₹4,934.50 Cr₹5,127.26 Cr-3.76%₹4,673.95 Cr+5.57%
Profit After Tax₹609.30 Cr₹556.64 Cr+9.46%₹534.18 Cr+14.06%

SBI Cards and Payment Services Limited is a leading non-banking financial company in India, primarily engaged in the credit card business. As a subsidiary of the State Bank of India, it is categorized as an NBFC-Upper Layer under the Reserve Bank of India’s scale-based regulatory framework. The company offers a wide range of credit card products to individual and corporate clients across India, maintaining a robust market presence with no overseas operations. As of March 31, 2026, the company reported improved asset quality with a Gross NPA ratio of 2.41%, down from 3.08% in the previous year.

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