SBI Cards and Payment Services Limited announced its audited financial results for the quarter and fiscal year ending March 31, 2026, following a Board Meeting held on April 27, 2026. The company reported a Profit After Tax of ₹609.30 Crores for Q4 FY26, representing a 9.46% increase from the previous quarter and a 14.06% increase compared to the same period last year. Total revenue from operations for the quarter stood at ₹4,934.50 Crores, showing a marginal decline of 3.76% sequentially but growing 5.57% on a year-on-year basis. The Board of Directors also declared an interim dividend of ₹2.50 per equity share for the financial year 2025-26.
| Financial Result Analysis | Quarter ended March 31, 2026 | Previous Quarter (Q3 FY26) | % Change (QoQ) | Corresponding Qtr (Q4 FY25) | % Change (YoY) |
| Total Revenue | ₹4,934.50 Cr | ₹5,127.26 Cr | -3.76% | ₹4,673.95 Cr | +5.57% |
| Profit After Tax | ₹609.30 Cr | ₹556.64 Cr | +9.46% | ₹534.18 Cr | +14.06% |
SBI Cards and Payment Services Limited is a leading non-banking financial company in India, primarily engaged in the credit card business. As a subsidiary of the State Bank of India, it is categorized as an NBFC-Upper Layer under the Reserve Bank of India’s scale-based regulatory framework. The company offers a wide range of credit card products to individual and corporate clients across India, maintaining a robust market presence with no overseas operations. As of March 31, 2026, the company reported improved asset quality with a Gross NPA ratio of 2.41%, down from 3.08% in the previous year.
Leave a Reply