Equitas Small Finance Bank Limited announced its audited financial results for the quarter and financial year ended March 31, 2026, following a Board meeting held on April 30, 2026. The Bank reported a Net Profit of ₹212.68 Crores for the current quarter, representing a significant increase of 136.24% compared to the previous quarter’s profit of ₹90.03 Crores. On a year-on-year basis, the Net Profit surged by 405.09% from ₹42.11 Crores in the corresponding quarter of the previous year. Total Income for the quarter stood at ₹2,089.81 Crores, reflecting a 5.49% growth from the previous quarter and an 11.14% increase from the same period last year.
| Financial Metric | Q4 FY26 (Current) | Q3 FY26 (Previous) | Q4 FY25 (LY) | % Change (QoQ) | % Change (YoY) |
| Total Income | ₹2,089.81 Cr | ₹1,981.13 Cr | ₹1,879.42 Cr | +5.49% | +11.14% |
| Net Profit | ₹212.68 Cr | ₹90.03 Cr | ₹42.11 Cr | +136.24% | +405.09% |
Equitas Small Finance Bank Limited, headquartered in Chennai, is a scheduled commercial bank that transitioned from a microfinance institution. The Bank operates across various segments, including Treasury, Retail Banking, and Wholesale Banking, with a strong focus on serving the unbanked and under-banked segments of society. As of March 31, 2026, the Bank maintained a Capital Adequacy Ratio of 20.31% and reported significant improvements in asset quality, with Net NPAs declining to 0.72%. During the 2025-2026 period, the Bank successfully utilized ₹1,000 Crores raised through private placement of unsecured Non-Convertible Debentures to support its business growth and Tier II capital requirements.
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