Fino Payments Bank Limited has announced its audited financial results for the fourth quarter and full financial year ended March 31, 2026. The Board of Directors approved the results in a meeting held on April 29, 2026, which also included the re-appointment of Mr. Aninda Mukherjee as Chief Risk Officer for a three-year term. The bank reported a net profit of ₹7.10 Crores for the quarter ended March 31, 2026.

Fino Payments Bank Limited is a premier Indian financial institution that transitioned from a remittance-focused entity to a full-fledged payments bank. The bank operates through a vast network of merchant points, providing digital banking, domestic remittances, and cash management services. In a significant strategic development, the bank received in-principle approval from the Reserve Bank of India in December 2025 to transition into a Small Finance Bank, a project that remains a key priority for the 2026 fiscal year.

Financial Result Analysis (Q4 FY26)

The bank’s total income for the quarter ended March 31, 2026, stood at ₹339.98 Crores. This represents a decrease of 13.80% on a Quarter-over-Quarter (QoQ) basis and a significant decrease of 31.11% on a Year-over-Year (YoY) basis. Net profit for the quarter was ₹7.10 Crores, showing a decline of 42.04% compared to the previous quarter and a 70.42% drop compared to the same quarter last year. The results were impacted by a one-time exceptional item of ₹4.4 Crores related to the implementation of new Labour Codes in 2025.