South Indian Bank announced its audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026, during a board meeting held on May 06, 2026. The bank reported a standalone net profit of ₹407.50 Crores for the fourth quarter, reflecting steady growth. Additionally, the Board of Directors recommended a dividend of ₹0.45 per equity share (45%) for the financial year 2025-26, an increase from the previous year’s ₹0.40 dividend. A comparative analysis of the standalone financial performance is presented below:
- Total Income: The total income for Q4 FY2026 was ₹2,945.42 Crores, representing a marginal decrease of 1.93% compared to ₹3,003.46 Crores in the previous quarter (Q3 FY2026) and staying almost flat compared to ₹2,945.81 Crores in the corresponding quarter of the previous year (Q4 FY2025).
- Net Profit: Standalone net profit grew to ₹407.50 Crores in Q4 FY2026, marking an 8.86% increase from ₹374.32 Crores in Q3 FY2026 and a significant 19.09% increase from ₹342.19 Crores in Q4 FY2025.
- Asset Quality: Gross NPA improved significantly to 1.43% as of March 31, 2026, compared to 2.67% in the previous quarter and 3.20% a year ago. Net NPA also decreased to 0.29% from 0.45% QoQ and 0.92% YoY.
| Financial Result Analysis | Q4 FY2026 (Amount in Cr) | % Change (QoQ) | % Change (YoY) |
| Total Income | 2,945.42 | -1.93% | -0.01% |
| Net Profit | 407.50 | +8.86% | +19.09% |
Leave a Reply